Your budget, backed by a real ledger.
Most budgeting apps guess where your money went. Hermes uses double-entry accounting — the same system banks use — so every dollar is tracked to the penny. Add envelope budgeting on top, and you always know what's left to spend.
2026-03-01 Whole Foods Market Expenses:Groceries $127.43 Assets:Checking -$127.43Get Started
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Built on principles, not shortcuts.
Double-Entry Ledger
Every transaction balanced. Debits equal credits, always. The same accounting method trusted by banks and businesses for centuries — now for your personal finances.
Envelope Budgeting
Allocate every dollar to an envelope. See what's left in real time. Roll unspent funds forward or reallocate on the fly.
Smart Import
Upload bank statements — PDF, CSV, or even photos. AI extracts and categorizes transactions automatically, learning your patterns over time.
Privacy-First
Your data stays on secure infrastructure you can verify. No ads, no data selling, no third-party analytics tracking your spending.
How it works
Set up your accounts
Create your chart of accounts — checking, savings, credit cards, income, expenses. Hermes mirrors your real financial structure.
Import your transactions
Upload bank statements or enter transactions manually. Every entry is a balanced journal entry with debits and credits.
Budget with envelopes
Allocate income to envelopes for each spending category. Watch balances update in real time as transactions post.
See the full picture
Your ledger is the single source of truth. Reports, balances, and budgets all derive from the same verified data.
Ready to take control of your finances?
Start with a free 30-day trial. No credit card required.